130,000+ Malaysian Sale Listings, Stress-Tested for Real Cashflow

We scan 130,000+ sale listings and model 4,000+ matched properties against all 12 recurring costs — financing, maintenance, taxes, vacancy, insurance — then show you only the ones that survive as cashflow-positive. Conventional and Islamic financing compared side-by-side.

✓ Cashflow Positive
Putrajaya
3-Bed Condo, Putrajaya
RM 300,000
Monthly Rent
RM 2,500
Islamic Instalment
RM 1,195
Gross Yield
10.00%
Total Monthly Cost
RM 1,893
Net Monthly Cashflow
+ RM 607 /mo
Islamic Financing
1,000+
Cashflow-Positive (of 4,000+ Analyzed)
16
Regions Covered
2
Financing Types Compared
Reference data from
Major Malaysian Property Portals · Bank Negara Malaysia · NAPIC · LHDN
No affiliation or endorsement implied.
Methodology
130,000+ listings scanned 4,000+ matched with rental data 12 costs modeled 1,000+ cashflow-positive
The Problem

That 5.25% gross yield?
It's probably costing you RM 822/month.

We modeled an RM 800,000 condo at 5.25% gross yield — the kind most agents call "good." After mortgage, maintenance, taxes, vacancy, agent fees, insurance, and furnishing depreciation, the owner loses RM 822 every month. Most investors only account for 3 of the 12 recurring costs. Read the full 12-cost breakdown →

✕ Without PropCashflow

Gross yield is all you see

Agents quote 5-8%, but after real costs most Malaysian condos deliver 2-3% net. The 1.5-3.5% gap is invisible until you've already bought.

No Islamic comparison

Islamic profit rates can differ by 0.3-0.5% from conventional. On a 35-year loan, that's RM 50-100/month — enough to flip a borderline property from negative to positive.

Hidden costs missed

Maintenance, sinking fund, assessment tax, quit rent, insurance, vacancy, agent fees, furnishing depreciation, rental income tax — most investors forget half of these.

✓ With PropCashflow

Every cost included

Financing + maintenance + taxes + insurance + vacancy + agent fees + furnishing depreciation = true net cashflow. No surprises 18 months in.

Dual financing analysis

Every property shows both conventional and Islamic (Musharakah Mutanaqisah) calculations, with the better option flagged.

Pre-filtered for positive cashflow

Only properties above the ~5.5% gross yield threshold that survive the full cost stack make the directory. You skip straight to evaluation.

What You Get

Everything you need to invest
with confidence

Each property listing comes with a complete financial breakdown — no guesswork required.
📊

Full Cashflow Analysis

Monthly instalment, maintenance, taxes, insurance, vacancy — all factored into a single net cashflow number for every property.

Islamic vs Conventional

Side-by-side comparison of profit rates from Maybank Islamic, CIMB Islamic, Bank Islam and more against conventional loans.

🚇

Transit Proximity

Distance to nearest MRT, LRT, or KTM station — because transit-linked properties rent faster and command higher rents.

📈

Rental Confidence Score

Each rental estimate comes with a confidence rating (HIGH / MEDIUM) based on the number of comparable rentals in the area.

🏛

RPGT & Stamp Duty Guide

Complete breakdown of acquisition costs, exit taxes, and first-time buyer exemptions so you know your total investment.

🗺

Area Deep Dives

Top cashflow-positive zones analyzed — what drives rental demand, tenant profiles, vacancy rates, and growth catalysts.

Sample Data

A preview of what's inside

Cashflow-Positive Listings

Property Area Price Est. Rent Net Cashflow Yield Best Via
3-Bed Condo Putrajaya RM 300,000 RM 2,500 +RM 607 10.00% Islamic
4-Bed Condo Ampang, Selangor RM 374,000 RM 2,642 +RM 383 8.48% Islamic
3-Bed Condo Kuchai Lama, KL RM 397,000 RM 2,642 +RM 291 7.99% Islamic
3-Bed Condo Sentul, KL RM 311,000 RM 2,102 +RM 184 8.11% Islamic
3-Bed Condo JB, Johor RM 445,000 RM 2,678 +RM 130 7.22% Islamic
How It Works

From raw data to investment-ready insights

01

Scan 130,000+ Sale Listings

We aggregate data from major Malaysian property portals — 130,000+ sale listings and 90,000+ rental listings across 16 regions.

02

Match Rental Data

Each sale listing is matched to 3+ rental comparables in the same area to estimate realistic monthly rent.

03

Calculate True Costs

We compute total monthly cost including financing (BNM live rates), maintenance, taxes, insurance, and vacancy.

04

Deliver Your Report

Only properties with positive net cashflow make the cut. You get a PDF report delivered via email, ready to evaluate.

Islamic Financing Analysis

Dual-financing property directory

Every property is analyzed under both conventional and Islamic financing structures, so you can invest according to your values.
  • Musharakah Mutanaqisah (diminishing partnership) rates from major Islamic banks
  • MRTT (Takaful) costs factored into monthly calculations
  • Shariah-compliant banks highlighted: Bank Islam, Maybank Islamic, CIMB Islamic, RHB Islamic
  • Properties flagged when Islamic financing yields better cashflow than conventional
  • Islamic financing guidance included
Based on RM 365,000 property · Est. rent RM 1,900/mo · 90% LTV · 35-year tenure
Conventional Islamic
Effective Rate
4.50% 4.00%
Monthly Instalment
RM 1,555 RM 1,455
Protection
MRTA MRTT
Monthly Insurance
RM 80 RM 75
Total Monthly Cost
RM 1,935 RM 1,830
Net Cashflow
-RM 35 +RM 70
Free Updates

Get weekly cashflow-positive
property alerts

New listings added every week. We'll email you the highlights — no spam, unsubscribe anytime.

Invest In Your Edge

4,000+ properties analyzed.
1,000+ survived.

1,000+ hours of analysis distilled into one investment-ready resource — with data most agents don't have.
The alternative
Manual research (200+ hrs)~SGD 5,000
Financial advisor~SGD 1,500
Property courseSGD 3–8K
vs
PropCashflow
SGD 999
One-time payment
  • Complete directory of cashflow-positive properties across 16 regions
  • Dual financing analysis — conventional & Islamic side-by-side
  • Rental confidence scoring with comparable count
See Pricing & Editions →
PDF delivered via email · One-time payment · Lifetime access
FAQ

Common questions

Where does the data come from?

Our directory is based on market data from major Malaysian property portals. Financing rates are pulled live from the Bank Negara Malaysia Open API. Market benchmarks come from NAPIC official reports.

How accurate are the rental estimates?

Each property requires minimum 3 rental comparables from the same area. We assign a confidence score (HIGH or MEDIUM) based on data quality. Asking rents may be 5-15% above actual agreed rents.

Is this financial advice?

No. This is a data product for informational and educational purposes. All calculations are estimates. We strongly recommend consulting a licensed financial advisor and doing your own due diligence.

What makes the Islamic analysis different?

We use actual profit rates from Islamic banks (Musharakah Mutanaqisah structure) and substitute MRTA with MRTT (Takaful). The cashflow difference can be significant — sometimes making a property positive that's negative under conventional.

Can foreigners use this?

Yes — select "Foreign Buyer" before purchasing. You'll receive the Foreign Buyer Edition with 8% stamp duty calculations, MM2H guidance, state consent process, and only properties that meet foreigner minimum price thresholds. Especially useful for Singaporeans eyeing Johor properties near the RTS Link.

Stop guessing which properties
actually cashflow.

We analyzed 4,000+ properties with rental data against all 12 recurring costs. Only about 1 in 3 survived as cashflow-positive — and they're all in this directory, pre-analyzed, dual-financed, and ready to evaluate.

Get Your Property Directory →

One-time payment · Lifetime access · PDF delivered via email