Legal Fees Calculator Malaysia 2026
Property Details
Legal fees are based on the property price (SPA) and loan amount (loan agreement).
Full stamp duty exemption on MOT & loan. Malaysian citizens only. SPA executed 1 Jan 2026 – 31 Dec 2027.
Cost Breakdown
Legal Fees (SRO 2023 Table A)
Stamp Duty
Down Payment
SRO 2023 Fee Schedule
Legal Fees — Table A (SPA & Loan)
| Value Tier | Rate |
|---|---|
| First RM500,000 | 1.25% |
| RM500,001 – RM7,500,000 | 1.00% |
| Above RM7,500,000 | Negotiable |
Legal fees are calculated separately on the SPA (based on property price) and loan agreement (based on loan amount). SST at 6% applies on top.
Stamp Duty Rates (Citizen / PR)
| Tier | MOT Rate |
|---|---|
| First RM100,000 | 1% |
| RM100,001 – RM500,000 | 2% |
| RM500,001 – RM1,000,000 | 3% |
| Above RM1,000,000 | 4% |
Loan Agreement Stamp Duty
| Type | Rate |
|---|---|
| All loan agreements | 0.5% |
Sources: Solicitors' Remuneration Order 2023 • Stamp Act 1949 (LHDN) • Finance Act 2025
Related: Stamp Duty Calculator • Home Loan Calculator • Cashflow Calculator
How Legal Fees Are Calculated in Malaysia
Legal fees for property transactions in Malaysia are regulated by the Solicitors' Remuneration Order 2023 (SRO 2023), Table A. Lawyers cannot charge more than the prescribed scale — and most charge exactly the scale amount. The fees are calculated on two separate documents: the Sale and Purchase Agreement (SPA) and the Loan/Financing Agreement.
SPA Legal Fees
The SPA fee is based on the property purchase price. For a RM500,000 property: 1.25% × RM500,000 = RM6,250. For a RM1,000,000 property: 1.25% × RM500,000 + 1.0% × RM500,000 = RM11,250. Plus 6% SST on the fee and disbursements (land search, registration, postage — typically RM500–1,500).
Loan Agreement Legal Fees
The loan agreement fee uses the same Table A scale but is calculated on the loan amount, not the property price. With 90% financing on a RM500,000 property, the loan amount is RM450,000, so: 1.25% × RM450,000 = RM5,625. If your loan is RM700,000: 1.25% × RM500,000 + 1.0% × RM200,000 = RM8,250.
Who Pays What?
The buyer pays all legal fees in a standard property transaction — both SPA and loan agreement fees. In a subsale transaction, the seller pays their own lawyer for the discharge of their existing loan (typically RM1,000–2,500). For a detailed walkthrough, see our Legal Fees Guide.
Legal Fee Examples
RM300,000 Property (90% Loan = RM270,000)
| SPA Legal Fees | 1.25% × RM300K = RM3,750 |
| Loan Legal Fees | 1.25% × RM270K = RM3,375 |
| SST (6%) | ~RM428 |
| Total Legal Fees | ~RM7,553 |
RM750,000 Property (80% Loan = RM600,000)
| SPA Legal Fees | 1.25% × RM500K + 1.0% × RM250K = RM8,750 |
| Loan Legal Fees | 1.25% × RM500K + 1.0% × RM100K = RM7,250 |
| SST (6%) | ~RM960 |
| Total Legal Fees | ~RM16,960 |
RM1,500,000 Property (70% Loan = RM1,050,000)
| SPA Legal Fees | 1.25% × RM500K + 1.0% × RM1,000K = RM16,250 |
| Loan Legal Fees | 1.25% × RM500K + 1.0% × RM550K = RM11,750 |
| SST (6%) | ~RM1,680 |
| Total Legal Fees | ~RM29,680 |
Can You Negotiate Legal Fees?
Below RM7,500,000, legal fees are fixed by the SRO 2023. Your lawyer cannot offer a discount. However, some banks absorb part or all of the loan agreement legal fees as a promotional incentive — RHB frequently absorbs legal fees for refinancing, and CIMB does so for selected developer projects. See our bank comparison for which banks currently offer legal fee absorption.
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