Free Tool
Singapore Buyer Costs Malaysia 2026
Property Details
RM
Typical foreigner LTV: 60–70%.
1 SGD = X MYR. Manual override.
ABSD Comparison (SG)
If buying 2nd property in SG instead.
Upfront Cost Breakdown
Malaysia Costs
Stamp Duty (8% foreigner)
RM 0
Loan Stamp Duty (0.5%)
RM 0
SPA Legal Fees
RM 0
Loan Legal Fees
RM 0
State Consent Fee (est.)
RM 0
Valuation Fee (est.)
RM 0
Down Payment
RM 0
Total Upfront (MYR)
RM 0
Total Upfront (SGD)
S$ 0
ABSD Comparison: If You Bought in SG Instead
SG BSD
S$ 0
SG ABSD
S$ 0
Total SG Stamp Duty
S$ 0
MY Stamp Duty (in SGD)
S$ 0
Stamp Duty Savings (MY vs SG)
S$ 0
Note
State consent fees are estimates and vary. Always verify with your lawyer. Consent fees last verified Feb 2026.
Reference Tables
Foreigner Minimum Purchase Price
| State | Strata | Landed |
|---|---|---|
| KL, Johor, Melaka, Perak, Pahang, NS, Kedah | RM1,000,000 | RM1,000,000 |
| Selangor Zone 1 & 2 | RM2,000,000 | RM2,000,000* |
| Selangor Zone 3 | RM1,000,000 | RM1,000,000* |
| Penang (Island) | RM1,000,000 | RM3,000,000 |
| Penang (Mainland) | RM500,000 | RM1,000,000 |
| Sabah | RM600,000 | RM1,000,000 |
| Sarawak | RM500,000 | Strata only** |
* Selangor: strata & landed strata only; landed freehold not permitted for foreigners (PTG Selangor Circular 1/2014).
** Sarawak: strata title only; separate land law (Sarawak Land Code).
State Consent Fees (Estimated)
| State | Fee |
|---|---|
| Johor | 3% of valuation, min RM30,000 |
| Penang | RM10,000 + levy (1.5%–3%) |
| Selangor (all zones) | ~RM10,000–50,000 |
| KL (FT) | ~RM5,000–20,000 |
| Other states | ~RM3,000–5,000 |
Singapore BSD (15 Feb 2023)
| Band | Rate |
|---|---|
| First S$180,000 | 1% |
| Next S$180,000 | 2% |
| Next S$640,000 | 3% |
| Next S$500,000 | 4% |
| Next S$1,500,000 | 5% |
| Above S$3,000,000 | 6% |
Singapore ABSD (27 Apr 2023)
| Profile | 1st | 2nd | 3rd+ |
|---|---|---|---|
| SG Citizen | 0% | 20% | 30% |
| SG PR | 5% | 30% | 35% |
Sources: IRAS BSD • IRAS ABSD • EPU GPPH • PTG Johor • PTG Selangor Circular 1/2014
Stop guessing. Start cashflowing.
Ready to find cashflow-positive properties?
The only data-driven directory of cashflow-positive properties in Malaysia — with side-by-side conventional and Islamic financing analysis for every listing.
Get PropCashflow — SGD 999 →One-time payment · Lifetime updates · Updated weekly